(1) The collection of any amount (including any interest, fee, charge, or expense incidental to the principal obligation) unless such amount is expressly authorized by the agreement creating the debt or permitted by law.

Without limiting the general application of the foregoing, the following conduct is a violation of this section: (8) Communicating or threatening to communicate to any person credit information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed.Ī debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. (A) the character, amount, or legal status of any debtĥ) The threat to take any action that cannot legally be taken or that is not intended to be taken. False or misleading representations Ī debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt. Good post but I don't think outing the owners of these sites we are fighting to be able to use as North American crime rings is good for our case. $1000 is nothing but people take these things personally sometimes.

As someone who has used bookies for almost twenty years you'd be surprised how much information they can find on you - in your case you gave it all to them.

Another site is owned by organized crime out of Atlanta. One site for example is owned by Montreal bikers. Third just because these sites are run from far away places doesn't mean they are not connected to locals. oh wait you're a broke loser so it is not like your time is worth much. Sure if you spend a lot of time fixing it eventually you might get it resolved but in the meantime your credit will be ****ed and you'll spend so much time dealing with it. There are a whole bunch of them who specialize in it. Collection agencies have no problem dealing with illegitimate debts. Second it is pretty easy for them to sell it to a collection agency. That doesn't mean you can just ask for a chargeback because you never went to Downtown Fine Diner - you know what the charge is and you authorized it.

If you go to a strip club and pay with a credit card it will - in most cases - show up as something generic. The use of a fake company name is for privacy. I love how people suddenly become great supporters of law and order when they are trying to justify being a degenerate scumbag.Īlso a few clarifications.

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